These approaches are geared at empowering adolescent girls and young women economically in all the DREAMS sub-counties. All enrolled Adolescent Girls and Young Women (AGYW) should be supported with economic strengthening approaches.
Activities under Combined socio-economic approaches
Socio-economic strengthening comprises of (but is not limited to) the following:

- Financial literacy training. This will provides girls with skills in the prudent use of their money. These include skills in book keeping, budgeting, and saving.
- Saving groups: All girls should be enrolled in savings groups based on the SILC model. Conditional start-up funds are given to SILC groups as boosters to the motivate the Adolescent Girls and Young Women (AGYW) save more.
- Income generating projects. Adolescent Girls and Young Women (AGYW) are supported with an IGA if they so choose. These IGAs are in (but are not limited to) the fields of crop and animal husbandry.